COLONY MORTGAGE, INC.
Save time and avoid delays by having this information available when you meet with your lender:
Copy of Purchase Sales Contract or Offer to Purchase and all addenda signed by all parties (only if a purchase)
Past 2 years' tax returns and W-2s
Past 2 years' employment history
Last 2 consecutive paycheck stubs (5 if paid weekly
Name, address and phone for past 2 years' residence(s) and landlord(s). Renters should bring evidence of 12 months' rent payments
Last 2 months' statements for savings, checking, CD, money market accounts, etc.~ALL PAGES!
Recent statement on retirement accounts (IRA, 401K, 403-B, Annuity, etc.)
Drivers License
Bankruptcy schedules/Discharge papers (if applicable)
Child Support Documentation (if applicable)
If you are NOT a US citizen, provide a copy of your green card (front & back). If you are NOT a permanent resident provide a copy of your H-1 or L-1 visa.
Fannie Mae – Home Buying Process
Fannie Mae is a government-sponsored enterprise (GSE) chartered by Congress with a mission to provide liquidity, stability and affordability to the U.S. housing and mortgage markets. Home Buying Process guide on their website offers valuable information about buying a home. This website also provides important information for home owners.
Homebuyer Education by Freddie Mac
Freddie Mac is a publicly held corporation chartered by Congress to increase the supply of funds that mortgage lenders, such as commercial banks, mortgage bankers, savings institutions and credit unions, can make available to homebuyers and multifamily investors. This Freddie Mac site offers a step-by-step tutorial on the home buying decision process and the mortgage application process.
U. S. Department of Housing and Urban Development – Buying a Home
U. S. Department of Housing and Urban Development website provides extensive information about buying a home including affordability, borrower’s rights, tips and tricks for shopping for a loan, and details about different home buying programs including FHA loan programs and other special programs.
Federal Reserve Board Consumer Information
Reserve Board maintains a web page with consumer information, including a section on home mortgages. The section covers topics such as finding the best mortgage and understanding ARMs.
United States Postal Service Official Movers Guide
What happens after you complete the purchase process? This U.S. Postal Service site provides all kinds of tools and tips to help make the moving process easier.
Colony Mortgage, INC.
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